technical detail on implementing Apple Pay within iOS apps is on the Apple website<\/a>, with no developer registration required. There’s not much in terms of detail about the in-person transactions as that’s really none of our business – that’s all between the banks and Apple.<\/p>\nThe bad news is that there’s nothing announced for countries outside the USA. Probably because contactless payments are pretty common, if not the standard, elsewhere – this isn’t that mindblowing for those of us who stopped swiping cards and signing for stuff years ago. Apple is working on rolling it out worldwide. I assume that Australia, as a first world country, with some of the most profitable banks and high credit card take up, would be sooner rather than later.<\/p>\n
From a personal point of view, this is by far the best implementation of a wallet style thing on a mobile. Those dinky NFC stickers are laughable now. If Apple and Australian banks get their act together and considering all our terminals are NFC enabled anyways, there’s no reason why I can’t ditch my wallet entirely and just use an iPhone\/Apple Watch combo. NAB already has ATMs that let you take out cash quickly using NFC so there’s no need to carry a card for that either once they become more widespread.<\/p>\n
I’m also not sure using Apple Pay in person requires mobile data use. From the videos it all looks too fast to be using data, but it could just be a super fast network that Apple has set up in the demo area of the keynote theatre. It’s very possible that data isn’t required, as the POS terminal would have it’s own internet connection to handle the transaction – using Web Pay seems to let the iPhone or Apple Watch emulate a card.<\/p>\n
Apple Pay was probably the most boring announcement of the day – financial transactions aren’t the most interesting things – but its impact on how we buy stuff and on Apple’s bottom line could be huge. It also makes the iOS platform even stickier. One more pain point for people trying to move from iOS to Android.<\/p>\n[optin-cat id=5772]\n","protected":false},"excerpt":{"rendered":"Apple Pay was probably the most boring announcement of the event – but its impact on how we buy stuff and on Apple’s bottom line could be huge.\n","protected":false},"author":4,"featured_media":3451,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":"","csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[11],"tags":[13,1000,447,1001,448,20,214],"jetpack_publicize_connections":[],"reckoner_social_message":null,"_links":{"self":[{"href":"https:\/\/reckoner.com.au\/wp-json\/wp\/v2\/posts\/3447"}],"collection":[{"href":"https:\/\/reckoner.com.au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/reckoner.com.au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/reckoner.com.au\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/reckoner.com.au\/wp-json\/wp\/v2\/comments?post=3447"}],"version-history":[{"count":0,"href":"https:\/\/reckoner.com.au\/wp-json\/wp\/v2\/posts\/3447\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/reckoner.com.au\/wp-json\/wp\/v2\/media\/3451"}],"wp:attachment":[{"href":"https:\/\/reckoner.com.au\/wp-json\/wp\/v2\/media?parent=3447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/reckoner.com.au\/wp-json\/wp\/v2\/categories?post=3447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/reckoner.com.au\/wp-json\/wp\/v2\/tags?post=3447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}